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Despite the chaos, the odds quietly favor mortgage rates edging a bit lower: But this is a float-with-a-plan market. Why? Volatility is doing the heavy lifting. In a government shutdown, with no fresh jobs/CPI/PCE data to anchor traders, markets lean harder on risk sentiment, Treasury demand, and liquidity. Add a potential tariff battle with China and regional bank stress headlines, and you get flight-to-quality bursts that can pull the 10-Year Treasury down, a tailwind for interest rates. ⚖️

Here’s how I’m playing it (and how you can too):

* Float Strategy, Not a Free Pass: I’m floating day-to-day while presetting auto-lock triggers at key rate thresholds. If the bond market pops, we lock fast and keep the win.
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Рефинансирование кредита
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