2026 Housing Market Update

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Not long ago a $2K-$3K mortgage seemed like a lot, but today, in 2026 a $5000 mortgage is normal. In many parts of the U.S., a $5,000 mortgage has become the reality for many homebuyers.

So what changed?

In this video, I walk through how home prices, rent, and our expectations around money have evolved over time—and why comparing today’s housing market to the market from 10, 20, or 30 years ago can lead to poor financial decisions.

We’ll look at:

* Why a $5,000 mortgage isn’t as unusual as many people think
* The relationship between home prices and rent over time
* Why “expensive” is relative to your stage of life
* How income, location, and perspective shape every homebuying decision
* The question I think every buyer should ask before purchasing a home

At the end of the day, this isn’t about convincing you to buy a house.

It’s about helping you think differently about one of the biggest financial decisions you’ll ever make.

If you enjoy videos that combine finance, strategy, and real-world homebuying advice, subscribe for more.

Based in New Jersey. Lending in all 50 states.

☎️ 856-412-4608

April Samuels | NMLS #2006425
Cornerstone First Mortgage | NMLS #173855

#Mortgage #HomeBuying #PersonalFinance #RealEstate #HousingMarket #FirstTimeHomeBuyer #Money #FinancialFreedom #MortgageTips
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