America’s Auto Loan Crisis: The Next Big US Debt Crisis?

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The warning lights have been flashing for months, but few want to look. Across the United States, car payments are falling behind at levels not seen since the Great Recession. Repossession lots fill before dawn. The price of a new car now tops $50,000, and even used vehicles are out of reach for many Americans. Interest rates are the highest in years. Insurance costs and negative equity are trapping families in cycles of debt.
From subprime defaults to shrinking auto credit, every indicator signals a growing crisis beneath the surface of American prosperity.

In this video, we track the dominoes—delinquencies, repossessions, shrinking lending—and reveal how the auto loan collapse could be the first crack in a much larger economic shift

We’ll dig into the latest numbers, expose the hidden pressures facing borrowers and lenders, and ask the uncomfortable question: if even the car is slipping away, what will follow?

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