Best Credit Card Strategy for 2026 (After All the Devaluations)

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Издатель Mar 28, 2026

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In 2026, almost every credit card in India has seen a major devaluation, and I’ve broken down exactly what changed and how you should adjust your credit card strategy going forward. From HDFC Infinia’s ₹18L spend requirement to Amex Platinum Travel milestone changes and SBI Cashback limits, I cover what still works and what you should avoid. If you’re serious about maximizing rewards in 2026, this video will help you rebuild your credit card portfolio the right way.

Apply for your favourite card:

HDFC Infinia Credit Card — https://tinyurl.com/342bk59u
HDFC Diners Black Metal Credit Card — https://tinyurl.com/342bk59u
HDFC Swiggy Black Credit Card — https://tinyurl.com/jn3d93py
HDFC Swiggy Orange Credit Card — https://tinyurl.com/jn3d93py
SBI Cashback Credit Card — https://track.techtrack.in/click?campaign_id=79&pub_id=147
SBI PhonePe Black Credit Card — https://track.techtrack.in/click?campaign_id=79&pub_id=147
American Express Platinum Travel Credit Card — https://americanexpress.com/en-in/referral/platinum-reserve?ref=mEGHNKZBuP&XLINK=MYCP

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Reach out to me: niraj@holisticwealth.in

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If you found this video helpful, please give it a thumbs up and subscribe to my channel for more tips on maximizing your credit card rewards! Leave your questions in the comments below, and I'll cover them in future videos.

Thank you for watching!

Timestamps
00:00 – Credit Card Devaluation 2026
00:56 – New Strategy That Works Now
01:33 – HDFC Infinia ₹18L Rule
03:08 – Amex Platinum Changes
04:12 – HDFC Swiggy Update
04:45 – SBI Cashback Cut
05:03 – Best Alternative Cards
08:19 – What Still Works in 2026
08:40 – Final Strategy & Key Takeaways

#CreditCardStrategy #CreditCardsIndia