California new Down payment assistance program! Calhfa access

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California Home Buyers: New Down Payment Assistance!

If you’re a first-time homebuyer in California, the CalHFA Access Program might be the best down payment solution available right now! Unlike traditional down payment assistance programs that come with higher interest rates and upfront costs, this program offers a low 1% simple interest loan to help cover your down payment and closing costs.

✅ Borrow up to 5.5% of the purchase price (on a $700K home, that’s $38,500)
✅ Only $32/month in interest payments
✅ Competitive first mortgage rates: Conventional 7.125%, FHA 6.75%
✅ Lower out-of-pocket costs – around $14K on a $700K home
✅ Eligible properties: Single-family homes, condos, townhomes, and manufactured homes (no multi-units)
✅ Minimum credit score: 640 (680+ recommended for easier approval)
✅ Income limits apply (Check here: CalHFA Income Limits)

To qualify, you must be a first-time homebuyer (no homeownership in the past 3 years).

Curious if you qualify? Comment “PASTA” below, and I’ll send you the details!

#CalHFA #DownPaymentAssistance #FirstTimeHomebuyer #CaliforniaHomes #HomeBuyingTips
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