Credit Conditions Improve as Consumers Pull Back on Borrowing

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In the April edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

This month, they’re also joined by Matthew Komos, Founder and CEO at OGMA Risk and Analytics, who shares his research on VantageScore 4.0’s superior predictive performance.

Read the research: https://vantagescore.com/resources/knowledge-center/press_releases/new-study-finds-mortgage-lenders-have-a-unique-opportunity-to-expand-home-ownership-to-more-first-time-buyers-and-reduce-costs

Insights from the latest VantageScore CreditGauge™:
➡️ Credit Card Balances Fall
➡️ Delinquencies Decline
➡️ Unsecured Lending Drives Portfolio Growth
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