Credit Score Impact: Hard vs Soft Check What You Need to Know #oolka #creditworthy #loan

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Ever heard someone say, “Don’t check your credit score, it’ll drop”? Well, that’s only half true! In this video, we dive into the difference between soft and hard credit enquiries and how they impact your credit score.

What you'll learn:

Soft Enquiry: When you check your credit score using apps like Oolka or by yourself, there's no impact on your credit score. It's 100% safe!

Hard Enquiry: When you apply for a loan or credit card, the bank pulls your credit score. This can temporarily lower your score.

Key takeaway: Applying for loans everywhere can harm your score, so be careful where you apply!

Moral of the story?
Check your score as much as you want – no problem. But when it comes to loan applications, apply smartly and only when necessary.

Subscribe to Oolka for more tips on how to keep your credit score healthy and your financial life on track!

#CreditScore #CreditEnquiry #FinancialTips #Oolka #CreditHealth #HardVsSoftEnquiry #PersonalFinance #MoneyMatters #CreditScoreTips
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