Everything You Need to Know About the Repayment Calculator in Under 2 Minutes

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Our new Repayment Calculator includes the new Tiered Standard Plan and Repayment Assistance Plan, which became available July 1, 2026. The Repayment Calculator can help you understand your student loan repayment options and choose the repayment plan that’s right for you.

Watch this video to understand how to use the Repayment Calculator and how it can help you compare your repayment options.

Note: The results provided in the Repayment Calculator are estimates only. Your student loan servicer will determine the final terms of your repayment plan (including monthly payment amount) after you apply for a repayment plan and your application is processed.

Try the Repayment Calculator: https://StudentAid.gov/repayment-calculator

Explore all repayment plans: https://StudentAid.gov/plans

Learn more about the federal student aid changes that took effect July 1, 2026: https://StudentAid.gov/bigupdates

00:09 – Using the Repayment Calculator
00:41 – Comparing Repayment Plans
01:01 – Exploring PSLF and Consolidation
01:27 – Taking the Next Step
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