How Much Cash Should You Keep in Your Bank Account?

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Most people either keep too much cash in their savings account or too little. So what's the right balance?
In this episode of Your Money Matters, Vishal Dhawan of Plan Ahead Wealth Advisors answers one of the most common personal finance questions: how much money should stay in your bank account, and where should the rest go? Learn the difference between an emergency fund and everyday cash, why inflation quietly erodes idle savings, how much buffer you may need if you have EMIs or an irregular income, and the smarter ways to park surplus money while keeping it accessible.

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