How to deal with Net-30 payments from clients...

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Most freelancers don’t lose money because their work isn’t good.
They lose it because they accidentally become the client’s bank.

Net-60 terms sound “professional,” but what they really mean is you’re financing someone else’s business while yours runs on fumes.

You’re not a credit line. You’re a service provider with real costs, real time, and real risk.

Cash flow is what separates the pros from the panicked.
That’s why real businesses collect deposits before the work begins.
It’s not about trust — it’s about structure.

The simple rule:
50% up front, 25% on draft, 25% before delivery.

It keeps you liquid, it keeps them accountable, and it keeps your business alive.

If you want to learn how to set, justify, and protect your prices from start to finish,

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