I Finally Found the Best Credit Cards After Devaluation (2026)

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2026 has brought massive credit card devaluations, and in this video I break down the best credit cards for online spending that still make sense today. From SBI Cashback to HDFC Swiggy and Tata Neu Infinity, I explain what has changed and how you should adapt your strategy. If you spend regularly on Flipkart, Myntra, Swiggy, or utilities, this will help you maximize returns even after devaluation. I also share how to build a smart credit card portfolio instead of relying on just one card.

✅ APPLY FOR YOUR FAVORITE CARD

Entry-Level Credit Cards

SBI Flipkart Credit Card — https://bitli.in/Ow6tdxF
Axis Flipkart Credit Card — https://bitli.in/rawec5v
SBI Cashback Credit Card — https://track.techtrack.in/click?campaign_id=79&pub_id=147
HDFC Swiggy Credit Card (Orange Variant) — https://tinyurl.com/342bk59u
Tata Neu Infinity Credit Card — https://tinyurl.com/342bk59u

Mid-Segment / Premium Credit Cards
American Express Platinum Reserve Credit Card — https://americanexpress.com/en-in/referral/platinum-reserve?ref=mEGHNKZBuP&XLINK=MYCP

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Reach out to me: niraj@holisticwealth.in

HDFC Tata Neu Credit Card -
https://www.tatadigital.com/v2/finance/creditcard/product-detail?referralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal
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If you found this video helpful, please give it a thumbs up and subscribe to my channel for more tips on maximizing your credit card rewards! Leave your questions in the comments below, and I'll cover them in future videos.

Thank you for watching!

TIMESTAMPS
0:00 – Credit Card Devaluation 2026 (What Changed)
0:29 – Best Cards for Online Spending
0:45 – SBI Flipkart Card (Myntra & Flipkart Cashback)
2:02 – SBI Cashback Card (New Limits Explained)
3:00 – HDFC Swiggy Card (Major Changes)
4:24 – Tata Neu Infinity (Best for Utilities)
5:01 – SBI PhonePe Black (Utility Cashback)
5:22 – Mid-Segment Cards Overview
5:33 – Amex Platinum Reserve (Should You Enter Amex?)
6:13 – Amex Rewards & Benefits Explained
7:47 – Travel Cards (HSBC TravelOne vs Axis Horizon)
8:40 – Premium Cards Overview
8:44 – HDFC Infinia Card
9:03 – ICICI Emerald Private Metal
9:15 – Axis Magnus Burgundy
10:33 – Amex Platinum Charge Card
11:05 – Newsletter & Closing

#creditcards #cashbackcreditcard