Is OneMain Financial Scamming Borrowers? 13 AGs Think So.

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13 state attorneys general sued OneMain Financial in March 2026, alleging the company secretly packed personal loans with hundreds of dollars in hidden add-on products — things like credit insurance and roadside assistance memberships that borrowers never knowingly agreed to. The average hit? $826 per borrower.
In this video I break down what the lawsuit actually says, how the alleged scheme worked, OneMain's defense, and most importantly — what you should do before signing any personal loan.
Links:
CFPB complaint portal: consumerfinance.gov/complaint
NY AG press release: https://ag.ny.gov/press-release/2026/attorney-general-james-leads-bipartisan-coalition-suing-predatory-lender-onemain
Virginia AG complaint: https://www.oag.state.va.us/media-center/news-releases/2982-attorney-general-jones-sues-onemain-financial-for-an-alleged-lending-scheme-involving-hidden-add-on-products

Video Chapters
00:00 - 13 states' Attorneys General sued OneMain
00:22 - The context
01:11 - The details (of the case against OneMain Financial)
05:39 - OneMain's defense
06:34 - What you should do?
09:18 - My recommendation

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