Mortgage Minute - Closing Costs

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Closing Costs are often overlooked when planning to buy your first home.

Closing Costs are one time fees specific to that transaction. These costs do not recure monthly or annually. Each transaction has their own fees, this includes refinances. Often, Loan Officers will bury the fees into the loan or rate (which is neither good or bad, simply a strategy) however the fees still exist and it's important to be aware of them.

Request an estimate early so you don't get surprises late in the process.


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The obvious fine print: This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not intended to solicit loans in states I am not licensed in. Not all loans or products are available in all states. Seek professional advice for your specific details.
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