New 2025 Mortgage Rule | Buy a Home with No Credit Score?

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Fannie Mae’s new 2025 mortgage rule just made it possible to get approved with no credit score—and almost no one’s talking about it. Starting November 16, 2025, credit score minimums are no longer required for some mortgage approvals. Whether you're self-employed, recently had a credit setback, or thought homeownership was years away, this new policy could open the door.

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