No Minimum Credit Score for Conventional Loan

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Fannie Mae just made a major announcement — removing the 620 minimum credit score requirement for conventional loans.

But what does that actually mean for homebuyers?

In this video, Cory Grant & I break down:
• What this change really does (and doesn’t do)
• How Fannie Mae underwriting works
• What “Desktop Underwriting (DU)” means for your approval
• Why lenders may STILL require a minimum credit score
• How lender overlays can impact your loan approval
• Why credit, income, and debt still matter more than ever

⚠️ Don’t get it twisted — this does NOT mean credit no longer matters.
If you’ve been denied before or sitting on the sidelines, this could open doors… but only if you understand how to position yourself correctly.

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Рефинансирование кредита
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