Property Purchase Calculator for Contractors | Stamp Duty, Mortgage & Buying Through a Company

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Издатель Jul 13, 2026

Buying a property as a contractor can be complicated. How much cash do you need? How much will the mortgage be? Should you buy personally or through a limited company? And how much stamp duty will you actually pay?

More detail on Stamp Duty: https://youtu.be/LZnVI7cFurA Including purchasing as First Time Buyer, Additional Property, buying through company

In this video, I walk through a property purchase calculator built in Google Sheers that helps contractors and business owners calculate the true cost of buying a property.

The calculator includes:

✅ Property purchase costs
✅ Deposit and available cash requirements
✅ Mortgage borrowing calculations
✅ Personal income requirements
✅ Stamp Duty Land Tax (SDLT) calculations
✅ Additional property surcharges
✅ Buying personally vs through a company
✅ Scenario testing for different property values

Whether you are a contractor, company director, or self-employed business owner, this spreadsheet helps you understand the numbers before making a major property decision.