Rebuilding the Best Credit Card Combo (Income Wise)

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Издатель Feb 28, 2026

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Credit cards are getting devalued in 2026, Axis Atlas is gone, Amex Platinum Travel is devalued, and your options have changed. In this video, we break down the best credit card combos for every income bracket, under ₹10 LPA, ₹10–25 LPA, ₹25–50 LPA, and ₹50 LPA and above, covering cards like HSBC Travel One, HDFC Diners Black Metal, HSBC Live Plus, SBI PhonePe Black, and HSBC Premier. Whether you're looking for the best cashback credit card or the best travel credit card in India, we've built two-card combinations that cover dining, utilities, groceries, insurance, and travel spends.

Apply for your favourite cards:
SBI Cashback Card — https://bitli.in/bds7TVp
HSBC Travel One Card — https://tinyurl.com/ycxku2xe
HDFC Diners Black Metal Card — https://tinyurl.com/342bk59u
ICICI Times Black Card — https://tinyurl.com/mr44kdjy
HDFC Infinia — https://tinyurl.com/342bk59u
Axis Magnus Credit Card — https://bitli.in/6Ofz84C
ICICI Emerald Private Metal — https://tinyurl.com/mr44kdjy
SBI BPCL Octane Card — https://bitli.in/AIlkNG4
Kiwi Card — https://bitli.in/rj256sK

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Reach out to me: niraj@holisticwealth.in

HDFC Tata Neu Credit Card -
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Timestamps
0:00 - Introduction
1:25 - Ground rules
2:08 - Combo 1 (Under ₹10 LPA): The Cashback Combo
4:53 - Combo 2 (₹10–25 LPA): Entry-Level Travel Combo
7:40 - Combo 3 (₹25–50 LPA): Mid-Premium Travel Combo
9:10 – Handling Fuel & Rental Payments Across All Tiers
10:48 – Combo 4 (₹50 LPA+): Super Premium Cards
13:30 – Winners
14:20 – Closing thoughts

If you found this video helpful, please give it a thumbs up and subscribe to my channel for more tips on maximizing your credit card rewards! Leave your questions in the comments below, and I'll cover them in future videos.

Thank you for watching!

#creditcardrewards #bestcreditcards2026