Relay Business Banking Review: Worth It? (2026)

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In this video, I'm doing a full breakdown of Relay and their business banking platform. I cover what Relay actually is, all of their key features including multiple checking accounts, savings accounts, their Visa Credit Card, and their term loans, plus a full pricing breakdown and a look at who the platform is and is not right for.

DISCLOSURE: Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

Use my link below to sign up and earn $100 when you open a new Relay Business Checking account and meet eligibility requirements.

Sign up for Relay: https://bit.ly/4lY1urv

Bonus terms apply. Only new Relay banking customers with no previous relationship are eligible to receive the bonus. To receive the bonus, you must fund the account with a minimum opening deposit of $100 within 30 days of account approval and maintain this balance for 60 days to be eligible. Once you have met the eligibility requirements, the bonus will be paid out within 14 days. See https://join.relayfi.com/legal/bonus-terms for more details.

*Terms and conditions apply to the cash back rewards program. Monthly cash back rewards will be automatically deposited into your Relay checking account within 30 days of the end of the credit card billing cycle. ATM transactions, the purchase of money orders or cash equivalents made with your Relay Visa® Credit Card are not eligible for cash back. Please refer to the Visa® Signature Rewards Program Terms & Conditions for more details.

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