Repayment Assistance Plan

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Издатель
A brand new income-driven repayment (IDR) plan is coming, and the rules are stricter than anything borrowers have dealt with before. We break down what we know about the Repayment Assistance Plan (RAP): who qualifies, how payments are calculated, and the deadlines you may need to beat before older plans like Pay As You Earn (PAYE) close their doors. If you have federal loans and want to make the right move during this transition window, this is where to start.

Key moments:
00:00 Introduction
03:57 Checking your loan types and RAP eligibility
06:38 How RAP payments are calculated
10:44 Unpaid interest subsidy and other RAP features
18:26 RAP’s 30-year forgiveness and how it impacts PSLF

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