SBM NOVIO FD CREDIT CARD

25 Просмотры

Спасибо! Поделитесь с друзьями!

Вам не понравилось видео. Спасибо за то что поделились своим мнением!

Издатель Feb 14, 2026

The SBM Novio Credit Card (Credilio) is a lifetime-free, fixed-deposit-backed RuPay card designed to build credit scores without income proof. It offers 10X rewards on UPI fuel spends, 5X rewards on other categories, and up to 7% p.a. interest on the underlying FD. It enables UPI payments, provides up to 45 days interest-free credit, and includes various brand vouchers.

Key Benefits & Features of SBM Novio Credit Card:

Rewards Program:

Fuel (UPI): 10 Novio Coins per ₹100 spent (capped at 400 coins/month).

Fuel (POS): 1 Novio Coin per ₹100 spent (capped at 40 coins/month).

Other Spends (UPI/Online/POS): 5 Novio Coins per ₹100 spent.

Redemption: Redeem rewards for brand vouchers on the Novio app.

Lifetime Free & Easy Access: No joining or annual fees.

UPI Enabled: Link to UPI apps for daily, small-value transactions.

Build Credit: Helps build or improve credit score (aiming for 750+).

FD Security & Returns: Guaranteed approval, no income proof needed; requires minimum FD (e.g., ₹5,000) earning up to 7% p.a. interest.

Limits: Credit limit is generally 90% of the FD amount, with a 50% cash withdrawal limit.

Interest-Free Period: Up to 45 days.

Other Perks: Low forex markup fee of 2.49%.

#shorts #2026 #rupay #creditcard