The Biggest Lending Lessons We Learned in 2025

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2025 was a defining year for lending. Uncertainty, rapid advances in AI, shifting regulatory expectations, and changing member behavior forced lending leaders to rethink strategy in real time.

In this year-end episode of Leaders in Lending, Drew Megrey, Barry Roach, and Lynn Sautter Beal reflect on the most important conversations and insights from 2025. From credit risk strategy and AI model governance to member engagement, servicing, and leadership, this episode revisits the lessons that shaped the year.

Featuring standout moments from across the financial ecosystem, this episode connects the dots between what happened in 2025 and what lending leaders should carry forward into 2026.

In this episode, you’ll hear insights on:
How uncertainty shaped lending decisions in 2025
Why scenario planning and real-time portfolio strategy matter more than ever
How AI, models, and governance evolved under regulatory scrutiny
What new member engagement and servicing taught lenders this year
Which lessons will matter most heading into 2026

Whether you are a credit union executive, bank leader, or fintech professional, this episode offers a clear look back at what defined 2025 and what it means for the future of lending.
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