This Is What Really Moves Mortgage Rates

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Mortgage rates are tied to the bond market, especially mortgage-backed securities, not directly to the Fed rate. When bond prices rise, rates fall. When bond prices drop, rates climb.

What moves those prices? Inflation reports, job data, Fed statements (not actions), and global news. These subtle shifts can change how much home you can afford. I watch the bond market daily so you don’t have to. If you're looking to time your move or lock in a smarter rate, send me a DM today!

#MortgageRates #RealEstateTips #MortgageTips #Minnesota #BloomingtonMN
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