Издатель
Farm debt isn’t just “going up” — it’s being moved around.
When your operation loses money, that loss sits on your operating line.
Then the bank “cleans it up” by rolling it into your real estate note.
Smart move for them — they secure your debt with your land.
Bad move for you — your equity disappears, one refinance at a time.
If you don’t understand how your balance sheet is structured (and why), you’re playing a game you can’t win.
When your operation loses money, that loss sits on your operating line.
Then the bank “cleans it up” by rolling it into your real estate note.
Smart move for them — they secure your debt with your land.
Bad move for you — your equity disappears, one refinance at a time.
If you don’t understand how your balance sheet is structured (and why), you’re playing a game you can’t win.
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- Рефинансирование кредита
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