What Mortgage Can Gen Z and Millennials Afford? Top Mortgage Products 2025 #realestate #shorts

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With housing affordability under pressure, borrowers from every generation are rethinking their options. Millennials and Gen Z are entering the housing market in larger numbers, often needing flexible financing like FHA or Non-QM loans to get approved. Meanwhile, Gen X and Boomers may be exploring creative solutions to invest, refinance, or downsize.

In this video, we break down the mortgage products that have gained the most traction over the past year. FHA loans remain a key tool for first-time homebuyers and borrowers with limited credit or savings, while Non-QM loans offer tailored solutions for those with complex financial situations.

We’re seeing more brokers getting creative—pushing past conventional limitations to help borrowers of all ages get to the finish line. Whether you're helping a Millennial family buy their first home or assisting a self-employed Gen X borrower with asset-based income, these products are reshaping how we think about mortgage approvals.

Watch now to explore what today’s borrowers really need—and how brokers can meet them where they are!

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