What Really Happened in Credit Cards in 2025 and What Comes Next in 2026

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In this video, I react to credit card predictions from other credit card YouTubers that were made in 2024, breaking down what they got right, what aged poorly, and what nobody saw coming in 2025, then share my own updated predictions for credit cards in 2026. We cover new and rumored credit cards, premium card refreshes, annual fee increases, points and miles devaluations, transfer partner changes, and how major issuers like Amex, Chase, Capital One, Citi, Bilt, and Apple are positioning for the future. If you follow credit card YouTube, points and miles, travel rewards, or want insight into new credit cards coming in 2026, this video gives you a clear, honest look at where the credit card landscape is heading next.

Related Video:
@daniel.sparks : https://youtu.be/j-52PediHNE?si=a2bf0Vt61CkCL5pD
@AskSebby : https://youtu.be/e-Bdwv_pHBk?si=xkUeXuktQ4BDbodS
@MattClausen : https://youtu.be/XDqbiBq7O1g?si=u-_q7Iv1Iw0O6XAK
@SpencerJohnsonOfficial : https://youtu.be/6uydY2D0Nzk?si=A7hzKxM42tX3w7KZ
@TheCreditShifu : https://youtu.be/Pk8j3GLXsi8?si=Vq_zfcnLXGqwbLZ0
@TheCreditFrog : https://youtu.be/kziFE1786j8?si=0AEKLJ47ZseEzEnJ
@keyKEYAdventures : https://youtu.be/nyHA2wkeYlA?si=m7Q--FmCW07h4N-a

@keyKEYAdventures reacts to herself from 2024: https://youtu.be/KPPX_-tl5RQ?si=B3fjEoLNmYhIFtfW

Happy New Year!! Thanks to the creators who participated in this video!
@AnthonyVenture @CardSmarter @CesarJoel @OfficialChadsMoneyMinutes @ChaseYokoyama @Daniel_Braun @OfficialEricGao @JayGeiserYT @TheJordanRulesforCredit @KevinYang @keyKEYAdventures @KirbyGsPointsandMiles @pointswithphillip @Ritchie_The_CEO @RJFinancial @SledgeIncTeam @SpencerJohnsonOfficial @TheCreditFrog @TylersCreditCardTips @WhatsThePoints1 @Thecreditcardconnection

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Timeline
0:00 Start
0:33 Daniel Sparks
3:42 Ask Sebby
5:06 Matt Clausen
8:06 Spencer Johnson
10:17 Ben Hedges
11:26 Stan the Credit Frog
13:38 key KEY Adventures
15:19 My 2026 Predictions
17:05 Credit Card Creators

#creditcards #2026predictions #newyear2026
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