Why Smart Homebuyers Use Seller Credits Differently

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Don’t let your mortgage strategy cost you thousands.
Most first-time homebuyers think a price cut is the best deal. But here’s the truth: the right mortgage strategy matters more than just getting the seller to drop the price.

Let’s say you’re buying a $400,000 home. You could ask the seller for $15,000 off the purchase price—or use that $15K as a credit to lower your interest rate. One saves you $99/month. The other? $176/month. That’s a difference of nearly $29,000 over the life of your loan!

Here’s how it works:
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Рефинансирование кредита
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