Got the notice last week? Quick question. Did you already call the bank's hotline?

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Got the notice last week? Quick question. Did you already call the bank's hotline?

That's the first mistake most homeowners make. The voice on the bank's collections line is not your ally. They're trained to get a payment commitment, not to find you a way out. Anything you say goes into the file. It rarely helps.

The second mistake is silence. Hoping the letter goes away. It doesn't. The 35-day clock is running whether you open the envelope or not.

The right first call is to MyMortgageFinder.CA. Five minutes tells you if there's a refinance option that clears the arrears and stops the sale. No paperwork yet. No credit pull. Just a conversation about the equity you have and what's possible.

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FSRA-licensed Mortgage Broker #12473
*Conditions apply. Approvals not based on income or credit.

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