The #1 question I get every week

28 Просмотры

Спасибо! Поделитесь с друзьями!

Вам не понравилось видео. Спасибо за то что поделились своим мнением!

Издатель Oct 11, 2025

I get asked this all the time: “How much do I actually need to buy a home?”

Here’s the real deal

Depending on the type of loan you qualify for you could actually have a NO Money down option available or just as little as 3.5% down for most first-time buyers. You don’t need the big 20% number everyone talks about. In most cases our Realtor Partners can negotiate the Seller to pay a large portion if not ALL of your closing cost. This puts our clients in a much better financial position than most when buying a home. In these situations, clients literally might have Zero money due at closing.

To put that in perspective and assuming the 3.5% option:
On a $350,000 home → about $12,250 to close.
On a $550,000 home → about $19,250 to close.

Whether you’re planning to buy this year or a few years down the road, knowing your numbers early and having a solid financial strategy laid out is the key to making a confident move when the time is right.

Just keep in mind, these are example figures. Your actual payment depends on credit, loan type, taxes, and more. The best way to get accurate numbers? Talk to a Mortgage Professional (that’s me